{"id":12959,"date":"2020-06-26T06:00:31","date_gmt":"2020-06-26T10:00:31","guid":{"rendered":"https:\/\/www.rvusa.com\/blog\/?p=12959"},"modified":"2023-10-11T16:59:28","modified_gmt":"2023-10-11T20:59:28","slug":"retire-to-an-rv-the-road-map-to-affordable-retirement-living","status":"publish","type":"post","link":"https:\/\/www.rvusa.com\/blog\/retire-to-an-rv-the-road-map-to-affordable-retirement-living\/","title":{"rendered":"Retire to an RV\u2014The Road-Map to Affordable Retirement Living"},"content":{"rendered":"

Turning into a full-time RVer<\/a> after retirement might be easier than you think. It\u2019s really about setting a budget and sticking to it<\/a>. And, if you\u2019ve decided that RV living is for you, you probably already do this! Below, we\u2019ve put together the ultimate roadmap to retirement in an RV.<\/p>\n

Before we get started, you must think about if you\u2019ll keep your stationary home. Some decide to live in their RV during the summer months while staying at their permanent home for the rest of the year. Others might decide to only be at their stationary home during the summer and camp the other months of the year. This decision is up to you.<\/p>\n

Sell or Donate Trivial Items<\/strong><\/h3>\n

The biggest obstacle here might be the fact of having to sell quite a bit of your belongings. If you decide to retire to an RV<\/a> early enough, you\u2019ll have ample time to sort through your items and decide what to keep and what to donate. Some people might think that living in an RV full time is too expensive, but it might end up being much more affordable once you begin downsizing.<\/p>\n

Once you\u2019ve committed, your first step is to start decluttering. You can look at websites like Craigslist or Facebook for help on this one, and you\u2019ll make some money you can use towards your RV, motorhome or truck to tow your RV. You can take whatever you don\u2019t sell to a place like Goodwill, and you can rent a storage space for all your sentimental items. (We don\u2019t expect you to sell or donate all <\/em>of your stuff!)<\/p>\n

Choosing the Right RV for You <\/strong><\/h3>\n

The next step is finding the perfect RV<\/a>. The good thing about Travel trailers<\/a> or Fifth Wheels<\/a> is that they\u2019re typically less expensive than a motorhome<\/a>, and if your truck you\u2019re towing it<\/a> with has to be repaired, your whole home doesn\u2019t have to go in the shop with it. Most repairs on RVs can be done on-site, and you can normally find someone to come to your mobile home and fix the issue. There\u2019s a catch, though: you need to be pretty savvy with backing up your tow vehicle to your RV. You also have to drive on the road while towing some pretty hefty luggage behind you. Take time now to practice driving and parking your towable.<\/p>\n

A motorhome might make it easier to drive, but they\u2019re more expensive. You\u2019ll also lose your home for a period of time when it needs repairs. Even if it\u2019s as simple as an oil change or tire rotation, you\u2019ll still have your home in the shop. However, motorhomes<\/a> are typically roomier than travel trailers, and you\u2019ll be able to tow your vehicle behind you.<\/p>\n

Living in an RV vs Traveling in an RV<\/strong><\/h2>\n

One of the things that hold people back from committing to full time RVing<\/a> is their job. Luckily, you\u2019re already retired or near retirement. If you need a little extras cash along the way, find something you can do remotely. Check out this blog<\/a> for a few more ideas.<\/p>\n

If you want to ease into the full-time RV lifestyle, finding an RV park or campground<\/a> close to home and staying there full time is going to be your best bet. You can usually find a spot to rent for a month or so until you\u2019re used to the minimalist lifestyle.<\/p>\n

When traveling, it\u2019s best to stay at places for at least a week because there\u2019s normally a price break somewhere in-between. If you book for a whole month, you might only pay about half of the nightly rate.<\/p>\n

It\u2019s Time to Set Up a Budget<\/strong><\/h3>\n

You\u2019ve sold most of your things and you\u2019ve chosen your trailer or motorhome. Now, you have to come up with some sort of spending budget that you\u2019ll abide by while living the minimalist lifestyle. Very few people in the world enjoy talking about budgeting their spending habits, but it\u2019s crucial to living in an RV full time. It\u2019s great to have an ongoing worksheet of all your expenses to see where your money is going and to see if you\u2019re staying on budget.<\/p>\n

Creating a full-time RV budget<\/a> really helps you out in planning your RV living expenses and gives you a look at how much you really need to live off of. Having a budget also relieves any stress on whether or not you can afford to live full time in your RV. There are a ton of websites that have created an RV living budget you can use by adding in your own expenses.<\/p>\n

How to Keep Your Budget<\/strong><\/h3>\n

You don\u2019t have to be a financial planner in order to come up with an efficient budget that works for you. A best practice is to have a budget spreadsheet that will help you make sure you stay within your means.<\/p>\n

You\u2019ll want to keep track of everything <\/em>on your spreadsheet. This includes anything from monthly expenses like repairs, food, and gas to other expenses like any kind of subscriptions you have (Amazon Prime, for example).<\/p>\n

Keeping a budget also goes hand in hand with how resistant to risk you are. Some RVers like to keep a larger emergency fund in case something major happens while they\u2019re on the road, but others have a smaller fund because they might have the opportunity to make money quickly if a situation arises. That\u2019s a personal preference, but it\u2019s something you\u2019ll need to decide on before you head out on the road.<\/p>\n

While having your own budget and spending spreadsheet critical, using online software is also a great option for making sure you stay on budget. Most websites or apps will pull your info from your bank account and put the money you spend in a category. From there, you can see exactly where your money goes and it gives you a quick, updated look of if you\u2019re on track or not.<\/p>\n

The most important part about RVing full time<\/a> after retirement is keeping your spending habits lined up with your budget. It\u2019s about living a minimalistic lifestyle and bringing only the essentials along with you.<\/p>\n

Retire to an RV\u2014The Road-Map to Affordable Retirement Living<\/h2>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Turning into a full-time RVer after retirement might be easier than you think. It\u2019s really about setting a budget and sticking to it. And, if you\u2019ve decided that RV living is for you, you probably already do this! Below, we\u2019ve put together the ultimate roadmap to retirement in an RV. Before we get started, you […]<\/p>\n","protected":false},"author":54,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[12],"tags":[2408],"class_list":["post-12959","post","type-post","status-publish","format-standard","hentry","category-rv-buyers-guide","tag-rv-buying"],"yoast_head":"\nRetire to an RV\u2014The Road-Map to Affordable Retirement Living - RV Lifestyle News, Tips, Tricks and More from RVUSA!<\/title>\n<meta name=\"description\" content=\"The most important part about RVing full time after retirement is keeping your spending habits lined up with your budget. 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